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Your keys stay on your device
Keys and seed phrase are stored only on your phone. No one but you can move your BEP-20 tokens.
BNB Smart ChainNon-custodial · No KYC
The Best Non-Custodial BEP20 Wallet
IronWallet is a free, non-custodial BEP20 wallet for iOS and Android. Store, send, receive, swap and buy BNB, USDT and thousands of other BEP-20 tokens in one app. Your private keys stay on your phone, and you never need to share an email, phone number or ID.
USDT · BEP-201,250.00Network fee paid in USDT0 BNB needed
SwapBNB → USDC
What Is a BEP20 Wallet?
A BEP20 wallet is a crypto wallet that can hold and transfer tokens built on BNB Smart Chain using the BEP-20 token standard. It manages your BNB Chain address, signs transactions with your private key and pays network fees in BNB.
BEP-20 is the token standard of BNB Smart Chain. It defines how a token is created, transferred and displayed, much like ERC-20 does on Ethereum. Popular BEP-20 tokens include USDT (BEP20), USDC, CAKE and wrapped versions of BTC and ETH.
Your balance lives on-chain. The wallet holds the key that proves it is yours.
0x7a3f…c91eWhy Choose IronWallet as Your BEP20 Wallet
0 BNB
Gasless BEP-20 transfers
Pay the network fee in the token you send. Move USDT BEP20 without buying BNB first.
24/7
24/7 in-app support
Real people answer around the clock. Support never asks for your seed phrase.
Swap and buy without leaving the app
Swap via integrated DEXs or buy BNB with a card, Apple Pay or Google Pay — straight to your address.
10,000+
BNB Chain and 10,000+ assets in one app
BEP-20 tokens next to BTC, ETH, SOL and TRX — one seed phrase, one interface.
No KYC, no account, no email
No registration, ID or phone number. Open the app, create a wallet and go.
How to Create a BEP20 Wallet in IronWallet
Creating a BEP20 wallet takes about two minutes. For an overview of the app, see how IronWallet works.
- 1
Download IronWallet from the App Store or Google Play.
- 2
Tap "Create new wallet". No sign-up form, email or ID.
- 3
Set a PIN and enable Face ID, Touch ID or fingerprint to protect the app on your phone.
- 4
Back up your 12-word seed phrase. Write it down in the exact order shown, and save a copy to Google Drive or iCloud from the app.
- 5
Confirm the phrase when the app asks. This checks that your backup is correct.
- 6
Open BNB Smart Chain in your asset list. Your BEP20 wallet address (starting with 0x) is ready to use.
Security and Privacy: How Self-Custody Works
Self-custody means you, and only you, control your crypto
IronWallet protects
Keys stay on your phone
Generated and stored locally, never on IronWallet server
No personal data
Nothing links your identity to your wallet
You are responsible for
Your seed phrase
The only way to restore your wallet. IronWallet cannot recover or reset it
Backup copy in Google Drive or iCloud
Your phone
Google Drive / iCloud
2FA protected
In IronWallet BEP20 Wallet you can
Swap
Swap BNB and BEP-20 tokens in a few taps through integrated DEX protocols, with no exchange account.
Buy
Buy BNB with a card, Apple Pay or Google Pay, delivered straight to your own address.
Connect
Connect to dApps on BNB Chain through WalletConnect, while your keys stay in the app.
Manage
Manage every network in one place: BEP-20 tokens next to Bitcoin, Ethereum, Solana, Tron and more.
Swaps and purchases are executed by third-party providers, and rates depend on market conditions.
BEP20 Wallet FAQ
More answers are in the IronWallet FAQ.
The best BEP20 wallet is one where you hold the private keys, can see which network each token is on, and can pay fees without hassle. IronWallet is a free, non-custodial option for iOS and Android with gasless BEP-20 transfers, built-in swaps and no KYC.
Not exactly. BNB is the native coin of BNB Smart Chain, while BEP-20 is the standard for tokens built on that network. A BEP20 wallet holds BNB and BEP-20 tokens at the same BNB Chain address, so in practice one wallet covers both.
Create a wallet in IronWallet, open BNB Smart Chain in your asset list and choose USDT. Your BEP20 address starts with 0x and is the same address you use for BNB on this network.
Normally yes, because network fees on BNB Smart Chain are paid in BNB. With IronWallet, supported BEP-20 transfers can pay the fee in the token you send, so you can move USDT BEP20 without holding BNB first.
Tokens sent on a different network than the receiving address supports may not arrive and can be lost. Always check that the network is BNB Smart Chain (BEP20) before you send or share your address.
No. IronWallet is non-custodial, so your keys and seed phrase are stored only on your device. The seed phrase is the only way to restore your wallet, and IronWallet cannot recover or reset it.
Create Your Free BEP20 Wallet
Store, send, swap and buy BNB and BEP-20 tokens with full control of your keys. No KYC, no sign-up, and 24/7 support if you need it.
Scan this QR code to get the wallet
Gas Fees on BNB Chain, Explained
Every transaction on BNB Smart Chain pays a network fee, called gas, to the validators who process it. Fees on BNB Chain are low compared with Ethereum, usually a few cents or less, and transfers typically confirm in seconds.
The catch is that gas is normally paid only in BNB. If your wallet holds BEP-20 tokens but no BNB, you cannot send them. That is the problem gasless transactions solve. With IronWallet, supported BEP-20 transfers can cover the fee in the token itself, so a low BNB balance no longer blocks your transaction.
Fees depend on network load, and IronWallet does not set them. To estimate a fee before you send, use the IronWallet fee calculator.
IronWallet vs Other BEP20 Wallets
There are several kinds of BEP20 wallets. The right one depends on how you use crypto. Exchange wallets are convenient, but the exchange controls your funds and can limit withdrawals. Browser extensions give you self-custody but are built for desktop. Hardware wallets offer strong offline protection at the cost of a device and more steps. IronWallet aims for the middle ground: full self-custody with mobile convenience.