TronscannerHow to pay with USDT in Thailand: TouristDigiPay guide
Thailand's SEC is running TouristDigiPay, an 18-month pilot (end of 2025 to about mid-2027) that lets foreign tourists spend crypto. You don't pay shops in crypto. A licensed Thai operator converts it to baht, and you pay by scanning a Thai QR code (PromptPay).
How it works
Open an account with a licensed Thai operator (an exchange, broker or dealer) and pass KYC with your passport.
Send crypto from your own wallet, such as IronWallet. The operator checks where the funds came from and sells them at the market rate.
The baht arrive in an e-money wallet in your name, supervised by the Bank of Thailand.
Pay with Thai QR / PromptPay anywhere that accepts it, from shopping malls to street stalls.
Before you leave, convert any leftover baht back to crypto. It can only be returned to the wallet you deposited from.
Limits and operators
Merchant type | Monthly limit per person |
|---|---|
Large merchants with card terminals | up to 500,000 THB |
Small merchants | up to 50,000 THB |
Each operator decides which coins it accepts. Bitkub, Binance TH, Upbit Thailand and Satang have announced plans to take part. As of August 2026, none of them had publicly confirmed approval. 1109x already advertises a service: USDT only, on TRC-20 and ERC-20, sign-up through Telegram, and payments from a LightGo or Reservepay e-wallet.
The program is still a pilot. Check an operator's status on the SEC website before you send funds. IronWallet is not affiliated with any operator.
How IronWallet helps
IronWallet is a non-custodial wallet: you keep your USDT in it and send it to the operator, and only you hold the seed phrase. It does not convert crypto to baht itself.
USDT on TRC-20 and ERC-20. If your USDT is on another network, use the built-in Swap.
Fee calculator. TRC-20 is usually cheaper. Keep a little TRX to pay the network fee.
One address for deposits and returns. Your leftovers come back to an address only you control.
Before you go
Install IronWallet and back up your seed phrase offline
Hold USDT on TRC-20 or ERC-20, plus a little TRX or ETH for fees
Check the operator on the SEC website and complete KYC
Send a small test amount first
For information only; not financial or legal advice. Terms may change. Sources: SEC announcement, SEC FAQ, 1109x.
